Car Title Loan exempt from Chapter 7?

An excellent Bankruptcy attorney can advise you on several opinions that you do have in a Chapter 7. A very experienced attorney will think outside...

How will pursuing a credit card chargeback or joining an FTC case where I may receive a refund affect me filing for bankruptcy?

You can file your bankruptcy just like anybody else. Any potential "asset" must be listed. If you own a potential claim against your credit card...

First Scenario: they had every right to close your account if you were delinquent or non-responsive to their demands under the contract you signed...

My mortgage company prevented performance and then refused payments. Did this discharge the lien?

I will not try to answer the question in part because you simply leave a a very important question: Who told you to stop making payments? That...

How can I delay sherrif lockout schd for 6/13

There are specific rules regarding landlord tenant issues if there has already been an unlawful detainer judgment against you. You really need to...

My chapter 7 was discharged 5 years ago I did not reaffirm my mortgage I have continued monthly payments and live in home ?

You cannot reaffirm after the discharge of your debts. That is the deadline. However, you can keep faithful in your payments and the mortgage...

You are clearly being scammed. Wells Fargo would have sold this debt years ago. Scammers commonly call themselves "attorneys" or "policemen" in...

Can a credit card company garnish my wages?

I hate to tell you this, but you just got scammed. You can get a free consultation with a consumer attorney, but since you voluntarily paid, you...

Can I sue my bank in small claims court for failure to comply with an automatic stay? ?

Small claims court is in the California STATE court system. Your only remedy is in the FEDERAL Bankruptcy Court. First, WRITE, don't call or email...

Can a dealership repossess your car because you have not given them a post-dated check for the down payment?

This is, sadly, one of the more problematic parts of auto buying. Too often, people think they have a deal and drive off in the auto they have...