Archived
Should I create a new account for my SSDI lump sum and recurring payment if I am considering filing a chapter 7 or empty it out?
Neil's answer
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Answered on September 08, 2015
I recommend that you keep this in a separate account. The problem with co-mingling funds (mixing them with funds from other sources) is like...
Archived
How do you find the top Bankruptcy Attorney?
Neil's answer
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Answered on September 07, 2015
Here I am.:-) Sorry, couldn't resist. You need to find someone who has filed cases that need to be filed quickly as there is a limited amount of...
Archived
Disabled person living with significant other who is my caretaker is facing forclosure due to financial burden
Neil's answer
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Answered on September 07, 2015
Look into a chapter 13. My concern when filing a chapter 13 for people trying to become current on their house payments is always, what caused you...
Archived
When your chapter 13 case is dismissed and you refile can you ?
Neil's answer
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Answered on September 07, 2015
From what you described I would recommend that you file a chapter 13. In a chapter 13 you can pay anywhere from 0-100% of your unsecured debt. If...
Archived
Im looking to file bankruptcy. i was wondering how best to do that and what all i can put on my bankruptcy.
Neil's answer
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Answered on September 07, 2015
Bankruptcy will discharge that and I recommend that you see an attorney right away. The quicker you file the quicker you can discharge that debt...
Archived
Ocwen notified me of receiving my ch. 7 discharge & said I am no longer liable for loan repayment, but lien remains. Now what?
Neil's answer
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Answered on September 07, 2015
They can no longer send you a bill or attempt to collect the debt. However while you still keep the house you must make the payments in order to...
Archived
Debt forgiveness for LLC
Neil's answer
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Answered on September 07, 2015
Filing for bankruptcy will not be a taxable savings. This means that when you discharge the debt there will be no taxes due. I agree with my...
Archived
My son has defaulted on his private student loan.I cosigned and cant pay minimum pyt requested.How can I avoid legal action?
Neil's answer
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Answered on September 02, 2015
Have you talked to a local attorney about a chapter 13? The short version from what you are telling me is that your payments would likely exceed...
Archived
If a person is being sued as a rico defendant in federal case are their assets protected under Chapter 13 BK?
Neil's answer
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Answered on September 02, 2015
Chapter 13 will protect all of your assets. Whether the plan gets confirmed or not will depend on many other facts. The chapter 13 plan will allow...
Archived
Do I live in the same household as my wife for chapter 7 means test purposes
Neil's answer
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Answered on August 22, 2015
Yes you must include her as well as her income. You cant include the body without the paycheck.
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