My mother is a senior citizen and is living on a very tight budget

Depending upon the simplicity of the case (and the client) some attorneys may offer free legal assistance. While I can not advise directly as you...

Since you are a renter there is no automatic stay. The landlord can evict you as he normally would, however he can not collect anything from you...

Can you surrender more that one car in chap 7 bankruptcy?

If you can live without them let as many cars go as possible. This will allow you the best opportunity to get your fresh start. It will show as a...

Chapter 13 bankruptcy

If your job is seasonal and you are not making a significant amount of money you may be eligible for a chapter 7. I agree with my colleagues that...

What could be an answer to a lawsuit/petition? Truth which will implicate or lie which can also implicate? What the answer be?

You need to retain an attorney immediately. In law, like in life lying will only make it much worse. Once you write something false in legal...

How to stop paying IRS? I owe $13,000 they want all up front but I have been on a payment plan every month & paying on time

I agree with Ms. Bunce that this will be an ideal chapter 13. It will reduce your payments and allow you to make payments over the course of 5...

Is bankruptcy right for me?

Once thing I notice is that you discuss a business going under. If this is the majority of your debt and its related to the business than your...

I agree with Ms. Bunce. The value of the house will go back to the date of filing. Since you are still in the bankruptcy you will be able to strip...

Can our joint bank account be garnished for my debt before marriage. Monies going into that account are from my spouses wages

I would recommend that you consult with a qualified bankruptcy attorney. I always recommend that my clients file as a married couple. The reasons...

Am I responsible for debt I never signed or authorized?

One thing that is not mentioned is that credit reports are not always correct. I would send something to your credit reporting agencies letting...