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I have filed a chapter 13 bankruptcy, a collection company is showing it on my credit report as a new account. What can I do?
William's answer
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Answered on September 28, 2015
You can dispute that item with each credit bureau by sending a letter.
Archived
I'm seriously considering filing Bankruptcy. What happens with the following $3,000 loan? This is part of the signed agreement.
William's answer
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Answered on September 28, 2015
Agreements not to file bankruptcy are not enforceable and an event of default.
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Archived
Can a creditor garnish a husband's wages on a judgment that was ordered on the wife for a debt that incurred prior to marriage?
William's answer
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Answered on September 28, 2015
If you can prove the money in the account includes no separate property and not property in which you wife has a community property interest you...
Archived
My boyfriend Co signed for me to buy a car am making all the payments
William's answer
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Answered on September 26, 2015
If you are on the title as the owner of the vehicle your boyfriend cannot take the car. Look at your registration and it will say who is the "legal...
Archived
Is there a way to hire a lawyer to settle personal debts for pennies on a dollar in return the creditors wipe the slate clean?
William's answer
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Answered on September 26, 2015
Many bankruptcy lawyers will write creditors to work out settlements but typically charge hourly for this service so your fees will depend on how...
Archived
Can a bankruptcy court take your equity in your life insurance? and how much?
William's answer
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Answered on September 26, 2015
in a Chapter 7 Bankruptcy case the cash value of your life insurance may be property of the estate which the Chapter 7 Trustee can sell to pay...
Archived
Credit card
William's answer
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Answered on September 26, 2015
You do need to consult with an attorney and either answer the complaint or possible file for bankruptcy relief.
Archived
If an Abstract of Judgment is recorded in the names of 2 persons and 1 is deceased after the AOJ was recorded?
William's answer
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Answered on September 26, 2015
No the Abstract of Judgment should still be valid to give notice of the Judgment Lien.
Archived
Can my ex-roommate sue me for not paying utilities I never agreed to pay?
William's answer
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Answered on September 25, 2015
Yes, she can sue. That does not mean she would win. At best a small claims court might award her the reasonable value of the space your stuff ...
Archived
What should I do if my credit report shows an eviction from an apartment that was inhabitable due to garbage disposal backflow?
William's answer
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Answered on September 25, 2015
You should contest the item on your credit report.
