Archived
Can i use federal bankruptcy exemptions for Hawaii if I live in California now? Have lived in Los Angeles for 12 months
William's answer
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Answered on October 12, 2015
If you have lived in California for the last 12 months, you will need to file in California. You can use either the California or Federal...
Archived
I'm a renter and just found out that my landlord is supposedly filing bankruptcy and I have a major repair that's needed but...
William's answer
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Answered on October 12, 2015
Even though your landlord filed bankruptcy real estate laws still apply to you and your landlord. the landlord needs to make repairs and provide a...
Archived
Being sued by portfolio recovery, court date is tomorrow tge 13th. I remember paying the debt but US bank says no record.
William's answer
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Answered on October 12, 2015
You should try to defend this. For $1700 you probably do not want to hire an attorney, but you should at least consult with an attorney and get...
Archived
AFFIRMATIVE DEFENSE and BURDEN OF PROOF TENANT LANDLORD DISPUTE RETALIATION
William's answer
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Answered on October 12, 2015
You can probably get a free consult with landlord tenant attorney - that will help you a lot. It sounds like you have some good defenses. A good...
Archived
I signed a quitclaim deed and release of financial back in 2006. Just found out it was altered and that my name is still in loan
William's answer
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Answered on October 12, 2015
There are two issues here.
1) A quitclaim deed have nothing to do with the loan. Only the Bank can take you off the loan. You cannot take...
Archived
I got a summons delivered about a debt that was in my name but was repo cause my sister stop paying tried to settle what do ido
William's answer
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Answered on October 12, 2015
Unfortunately , you are going to be facing a deficiency claim that is more that the $5100. You will need to work out a payment or cash...
Archived
Auction on deceased father's home tomorrow due to Mortgage Company screwing up. Any chance to stop it? Or to sue them if not?
William's answer
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Answered on October 12, 2015
If the house sold at foreclosure for less than fair market value and there were significant irregularities in the sale process you can sue for...
Archived
If Chase has filed an Affidavit of Lost File/Collateral document on our HELOC loan, is it still valid or would it be void?
William's answer
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Answered on October 09, 2015
Yes, the debt is still owed even if the Bank has lost the original note as long as the Bank can establish they have a copy of the actual note and...
Archived
If I Set up a payment plan with lawyers after they had filed for wage garnishment and I.have a court date can they still garnish
William's answer
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Answered on October 09, 2015
That is part of what you negotiate when you agree to the payment plan. Usually if you agree to a payment plan the creditor is willing to stop...
Archived
What are my rights as a co-signer? Can I take over the car completely? If so how?
William's answer
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Answered on October 09, 2015
you can make the payments yourself. making payments will protect your credit but will not give you ownership tights in the car. You will need to...
