Can I avoid criminal or civil charges??

When push comes to shove you will be able to pay it back over time.

A Deed in Lieu will reflect negatively on your credit report but it does not remain as long as a foreclosure. Since all banks use different...

Was informed money I was using from my deceased mothers debit card was deposited money from the VA.

The right to use that debit card ended when your mother died. You may have to pay back money you used after her death.

Im 60000 in debt..half is from student loans and i have a car compant attempting a garnishment. Should i file bankruptcy?

You should meet with an attorney to discuss this decision. This is too important or complex to answer based on the information you have provided.

Can you file chapter 7 and 13 bankruptcy at the same time?

No may only have one case pending at a time. You may chose to convert your case to another chapter shortly after you file.

May I petition for a time extension to claim an exemption for personal property?

You can do that but then your claim of exemption could be moot. By law the levied asset is released to the creditor after a certain period of time....

I need a bankruptcy lawyer but I'm amazed at what some are charging. What's your cheapest fee?

It is not the same as buying a tire. It is more like painting a house. People would not expect a flat fee quote to paint their house before the...

Is freezing someone's account with no warning legal?

Your Bank needs to tell you why your account has been frozen.

Legal rate of interest charged on bad debt in California

The legal rate on judgments is 10% but prejudgment interest is governed by contract. Check the fine print on the documents you signed when you were...

My wages were garnished without being properly served causing financial hardship

Your options : 1) File a motion to quash service. This will cost some attorneys fees.If you win, you will have the right to spend more attorneys...