Adam Joseph Gerard

I called Mr Gerard and informed him that I needed advice on what I to do in order for me to get back to financial health! He reviewed where i was financially and recommended step by step what he's going to do to get me out the hole that i was in! With him, I would have lost everything that i work...ed so hard for in the past years of my life!! Thank you Mr. Gerard! Kevin M.

I was in a mess financially. I had 2 mortgages on my house that totaled over $600,000 and the value of the home had droped to $390,000. Plus I was in an adjustable rate mortgage that kept going up evey 6 months. I could no longer afford the payments. Becasue the payments kept rising I was using cr...edit cards to survive. I could not sleep I was so stressed out. Mr. Gerard negotaited a modfication on my fisrt that resulted in the lender reducing the principal balance to the market value of the home, negotiated a settlement in full on the second for pennies on the dollar and worked with my credit card companies to set up an affordable payment plan.