Are companies under legal obligation to abide by their esop (employee stock option program) programs?

One month is a very short time in the world of ERISA. ESOPs hold very little cash. For this reason, they make distributions usually once each...

Over $2000 of my 401K contributions were not deposited over the past 2 years.

Call the local DOL. It is their attitude that will get them into trouble. They are fiduciaries of your money and they should be tripping over...

Can I get my 401k money back?

It is difficult to know who you spoke to. It sounds like your 401(k) plan has a phone in service line that you used to get a plan loan. I am...

Pension plans mandate that a person's surviving spouse is his or her beneficiary unless the person elects otherwise. If your ex-husband was...

In filing a supersedeas bond, how do I use assets from my TSP (401K) as security?

It is not possible. Assets in a qualified retirement plan may not be used for security for a bond. You could get a loan (plans may loan up to...

If you take a hardship loan from your 401k plan in Jan. do you have that year to pay it back? or does it go into default.

You are using two terms that represent different types of distributions. A hardship distribution is a distribution from your account that is due...

What qualifies as community property? 401k, pension, CD accounts, mutual funds, stocks?

Any property acquired while you are married is presumed to be community property. In general, if your spouse has $50K in the 401(k) plan and $40K...

My ex retired from the fire dept. in 2009, we divorced in 2011, my entitlement to marital portion of pension was preserved.

As long as the property settlement agreement says so, you are entitled to the amounts received back to 2009. You will need to provide how it will...

Husband is giving me his entire 401k Can he himself pullout the amount I will need now and use QDRO for remaining funds?

Your question has two parts. How the plan that holds the funds is effected and how your divorce with your husband is effected. The plan does...

My husband wants to cash out his entire 401k to give me for money to start new life after divorce Do we have to use qudro?

It depends upon whether your husband is still employed by the company. Your husband cannot typically get any money out of the 401(k) plan as long...