My employer is months late telling my 401k plan that I am no longer employed which means I have no access to it to pay my bills

If someone at your employer wants to, they can delay paying you for a very long time. Legally, they may make you wait over a year to get...

Employer Benefits and Retirement Plans!

No law requires your employer to provide retirement benefits. If the employer has a plan and you are not covered, you have the right to know why...

My ex never paid me the half of what was in his 401K and we have been divorced for more than 9 years. How can I proceed?

The Court ordered a QDRO and you chose not to get one. Qualified plans have eighteen months from notice of a pending QDRO to wait for the parties...

Can I sue my ex-husband for not signing QDRO's within a reasonable time, causing me to have lost out on potential earnings?

You have not lost anything. A QDRO tells the plan to split your ex-husband's account into two different accounts, back to the agreed upon date of...

It depends on what the union plan definition of disability is. You need to contact your union representative and understand what disability means....

Is signature on plan document a requirement for a 409A plan?

There is no legal requirement that an Executive sign the plan. Many deferred compensation plans are adopted by the employer and never signed by...

Paid 401(k) loan using cashiers check, received by bank on 12/31/13 10AM. Letter says due at bank that day or it defaults.

It is New Year's and everyone is closed. I seriously doubt someone at the bank was waiting to take a default this morning. Delivery of a...

Health Insurance TPA refuses to release claim payment because employer didn't fund account, does the provider have any recourse?

You are not providing enough information. It sounds like the employer has a self-insured health plan. In a self insured health plan, the employer...

How do I get information related to survivor benefits for the former spouse of a civil service employee?

First you must look at your property settlement agreement to see if it gave you any rights in the pension. If it is silent, you may need to...

What do I do, is this illegal? First time its happened that I'm aware of anyways.

ObamaCare has created confusing, difficult times for many people. It is not legal for your employer to not pay health care premiums they have...