Archived
My short sale real estate broker ruined my credit rating by filing a phoney bankruptcy on my behalf to stop foreclosue.
Filemon's answer
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Answered on November 08, 2013
What is your question?
Did your mortgage lender authorize a "short sale"?
If your bank gave you written consent and authorization permitting...
Archived
Chapter 7 trustee asked about certain items on tax return. Wondering about assets. What result if debtor simply never returns?
Filemon's answer
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Answered on October 24, 2013
I agree with my colleagues. If your friend is really concerned about his ex-wife's property, he should consult an attorney in his area to see if...
Archived
Pro per with discharged Chapter 7 seeking affirmative defenses, sample pleadings and demurrer template
Filemon's answer
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Answered on October 22, 2013
I advise you to consult an attorney experienced in wrongful foreclosure cases.
You may want to categorize your question to receive responses...
Archived
Co-owner of home with a friend. Chapter 7 in CA. All I have is room-mates. 100k in equity so my 1/2 is 50k. I get 75k exemption?
Filemon's answer
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Answered on October 21, 2013
Be sure to use the correct exemption schedule. The exemptions are codified in California Code of Civil Procedure sections 703 and 704. A debtor...
Archived
I am filing for bankruptcy chapter seven individually my credit card are only on my name no joint account is my husband liable
Filemon's answer
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Answered on October 16, 2013
It sounds like you will be filing your bankruptcy petition as a married person filing separately. Presumably then, the goal you seek is to...
Archived
Modifying Mortgage Loan after Chapter 13
Filemon's answer
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Answered on October 16, 2013
If your 2nd mortgage was "stripped", it is likely that your attorney filed a Motion to Avoid Junior Lien as part of your Chapter 13...
Archived
My "no assets" chapter 7 bankruptcy was discharged in may 2013, my petitioner failed to list a creditor because of a $0 balance
Filemon's answer
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Answered on July 30, 2013
If you file a motion to reopen the bankruptcy case to add the creditor, you will likely be able to discharge the debt you owed to the creditor...
Archived
I would like to know if there is a service or number for a free consultation with a bankruptcy attorney in Orange County CA?
Filemon's answer
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Answered on July 29, 2013
Most bankruptcy attorneys provide a free initial consultation regarding bankruptcy and related questions. Feel free to click on "contact this...
Archived
When does the statue of limitations begin on credit card debt and how can i retrieve information regarding this account
Filemon's answer
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Answered on July 24, 2013
The Statute of Limitations period for written agreements in California is four (4) years. The timeline begins again if you use any credit from, or...
Archived
Bk discharged and creditor to receive funds held by Sheriffs office
Filemon's answer
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Answered on July 24, 2013
There was a similar question recently posted, and the person asking received some very good information regarding the Motion that needs to be filed...
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