The statute of limitations (SOL) for written contracts (eg. credit card agreements) in California is four years. That is, generally creditors can...

In a debtor/creditor/bankruptcy situation, why would creditor be concerned with the issue of title?

In the context of title to real property, ownership interests in real property are usually reflected in the title documents recorded in the county...

I have received a summons indicating that it was personally served to on Feb 17 with 30days to respond.

An attorney may be able to request an extension of time to file a responsive pleading for you as a professional courtesy from opposing...

Is there any other way besides filing for chapter 7 bankruptcy? I really don't want to continue paying these collection lawyer.

Chapter 7 Bankruptcy is intended to give people a FRESH START. It sounds like you have been dealing with the liability and debt associated...

Do I need to reinvest my homestead exemption ?

The timing of the sale of your home in relation to the bankruptcy and homestead exemption is important. Also significant are the circumstances...

In a chapter 7 adversary proceeding, a creditor filed a nondischargability complaint for fraud.

There are strict timelines and procedural rules that must be followed in adversary proceedings. Be aware that there are rules and procedural...

Creditor claiming non-dischargeability on business debt in consumer bankruptcy case and alleged "fraud"

For someone in your situation, here are some questions you will need to ask yourself and issues you will need to consider: First you should...

I filed a Chapter 13 bankruptcy. I took my credit counseling course after I filed. Will my case be dismissed?

Chapter 13 can be very complicated for a lay person. Very few pro per Chapter 13 debtors are successful in getting their plan approved. According...

My spouse & I are getting a divorce & need to repay debt thru Chapter 13. Will this repayment affect how much I pay in support?

Domestic support obligations are factored into the Disposable Income calculation for the purposes of establishing a plan payment for the Chapter 13...

When you file chapter 7 bankruptcy will the trustee search for other bank accounts not listed on the petition?

Yes. A bankruptcy trustee will search for assets of a debtor not listed in schedules or statements. A debtor filing bankruptcy should make every...