Chapter 7 did not reaffirm.If I apply with HAMP or renegotiate with my lender am I in danger of losing my house?

Seems you have to decide whether it is in your best interest to keep a house where you are upside down $100K +. I am familiar w/ what banks are...

While you are the owner of a property you are liable for all utiliities and HOA dues, assessments, etc., that accrue or become due from the day...

What exemptions can I take for my cars in a Chapter 7 when my wife also filed a separate bankruptcy and got discharged?

You should get an experienced attorney to review this matter. The attorney will have to understand all your property and review your wife's BK...

Bankruptcy in California. Is there a statute I can use to exempt an annuity that I personally set up? Also have mut funds & IRA

I agree that you annuity can only be covered by the wildcard exemption. It is not entitled to the same protections as an IRA or other qualified...

Recently filed bankruptcy ch7 successfully, set and agreement for mortgage payments, how long does it take to reestablish credit

No, it does not take a year to start receiving credit offers. They usully come within a month or two. The first offers that you receive will...

Will my interest in a partnership rental property be exempted under Chap. 7?

You definitely need an attorney on this one. Protecting a debtor's property by carefully exempting it is a task left to a skilled and...

Can dismissal then refile of Ch 7 instate a new automatic stay?

If your case is dismissed due to you or your attorney's failure to comply w/ a rule or file a document, then it is very likely that you will be...

Does asking for a ruling on a motion in family court, prior to Spouse BK, constitute a violation of the automatic stay?

Your safest course of action is to file a motion for relief from stay. I presume from your question that you have already filed some type of...

My husbands electrical contracting business went chapter 7 bankrupt, can builder he did work for sue us?

I concur that you must consult w/ an attorney immediately. If your husband hired an attorney for his corporate BK then you should contact the...

Chapter 7 and Federal Tax Liens

I agree w/ the others that income taxes should be listed on Schedule E, not D. You assume that they are non-dischargeable but don't say why. Some...