Archived
Can a married 57 year old woman, who filed personal bankruptcy a year ago, send cease and desist letters?
Bradford's answer
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Answered on June 22, 2012
Yes, you can and should send cease and desist letters to these creditors. If the creditors continue to harrass you after you send the letters,...
Archived
Should I file jointly with my Husband?
Bradford's answer
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Answered on June 18, 2012
As a general rule I recommend that both spouses file together, particulary when they have joint (community) debts. One advantage of filing...
Archived
How much home equity can an elderly newly-widowed debtor exempt in California chapter 7 bankruptcy?
Bradford's answer
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Answered on June 06, 2012
Assuming that your granmother is over 65, then she would be able to exempt $175,000 of equity from her residence. The other question is how much...
Archived
Title of my house is still in my name under BK7 what is my liability? And what are the ramifications if I short sale?
Bradford's answer
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Answered on June 06, 2012
Assuming that you did not sign any reaffirmation agreements as to any mortgages on the property, then you should have no liability other than...
Archived
Foreign property when filing chapter 7
Bradford's answer
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Answered on June 05, 2012
Your best and safest course of action is to always disclose truthfully and honestly. If the title was under your name for only 2 months by...
Archived
Bankruptcy, eviction, landlord
Bradford's answer
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Answered on May 26, 2012
The answers to your question depend on knowing more facts. Whether the landlord is violating the automatic stay depends upon what your stipulation...
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Archived
Can I keep three cars when I file for Chapter 7 bankruptcy?
Bradford's answer
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Answered on May 24, 2012
Answer: it depends. If the cars are the only property that you have, then you will be able to keep them using the "wildcard" exemption allowed...
Archived
Do i have to pay an attorney to remove a lein off my house after bancrupsy or can i process papers myself
Bradford's answer
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Answered on May 23, 2012
You cannot remove the lien after the bankruptcy is closed. A letter to the creditor will not cause them to remove the lien as the BK discharge...
Chapter 7 with a reverse mortgage (HECM)
Bradford's answer
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Answered on May 23, 2012
She should meet w/ an experienced BK atty. The key issue is the amount of equity in the property, as well as her age. Depending on all the facts,...
Archived
For california bankruptcy attorneys
Bradford's answer
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Answered on May 20, 2012
You need an attorney ASAP. It can be a serious issue when you fail to disclose assets, such as money in a bank account. Your schedules B & C must...
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