FHA underwater loan

It depends on the value of the home compared to the amount owed on the first mortgage. The bank doesn't have to do anything. You need to have...

Not all debts listed on credit report

You should find out what debts you missed. If you do not list them, the debt might not be discharged. Additionally, if they come back later in...

I am in a 5 year CH 13 plan. I will be getting more income this year. What happens now?

In the Central District of Ca, the Trustees will request your tax return each year. If they find a significant increase in income, they may try to...

What is the proper way to establish value for a vehicle in determining the secured portion of a claim vs. unsecured?

This is taken from the Kelly Blue Book site. Good condition means that the vehicle is free of any major defects. This vehicle has a clean Title...

Im confirmed in a chptr 13 bk...my payments are 1000/month

You will need to file a motion to modify. You can no longer amend the plan once it is confirmed. You will need to serve all the creditors. Also,...

If you file a Chapter 7 case right now. The case most likely will be complete and closed in the next 4-6 months. You wont be able to go back and...

What will my monthly payment on my student loans be after my Chapter 13 bankruptcy case is over?

This is something you need to work out with your Student Loan Creditor or your Attorney. It would depend on your contract with the Creditor and...

Which exemptions can I use? I want to file bankruptcy. I have lived in CA 2 years but my driver's license still says Nevada?

You should have no problem using California exemptions. California does not have a residency requirement to claim it's exemptions. If you are...

The discharge final on sept 23 received filed paper from lender that was filed on sept 24 for a motion to be dropped

I am still unsure what your exact question is. Not sure what motion you are talking about to be dropped? Lenders can file motions for relief from...

I have been late with my Chapter 13 Payments for the last 12 months

I agree with the others. I just wanted to say congratulations on almost being done with the plan. To make it through the Chapter 13 plan can be...