Archived
Getting a mortgage with partner in tenant in common. I want to make sure I get my share of the proceeds of the mortgage.
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Answered on February 12, 2016
If the loan is being taken out by you and partner you will be signing all docs and the loan proceeds will be payable to both partners or you need...
How does quit claiming a deed effect a bankruptcy?
Janet's answer
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Answered on February 02, 2016
No you cannot transfer your property to family in anticipation of filing BK, for 2 years, the trustee will void the transaction, and take the...
Archived
What needs to be done to transfer the property to my name?
Janet's answer
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Answered on February 02, 2016
Grandfather needs to sign a quitclaim deed naming you , and his signature must be notarized, then that deed must be recorded in the county where...
Archived
Can they get real estate loan without my approval if they have my drivers license?
Janet's answer
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Answered on January 30, 2016
The credit freeze is an excellent first step--NO ONE not even YOU can get credit with that freeze, so no worries there.
AS for what to do with...
Archived
Why can Groupon change the amount of charge ?
It's fraud, isn't it ?
Janet's answer
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Answered on January 30, 2016
Did you send them a screen shot of the lower amount? (or the email confirmation? Did they give you an explanation for the extra $50 which I assume...
Archived
Statute of limitations on debt - Mortgage Debt. Is it six years? Is the debt noncollectable?
Janet's answer
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Answered on January 29, 2016
If the mortgage is still a lien against your home, sorry to say, the lien does not go away, even if you do not pay, and they never foreclose; they...
Archived
What options do I have to get out of this real estate nightmare?
Janet's answer
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Answered on January 28, 2016
This is a complex situation with some variables--Unfortunately there is no way to make sure your credit is not marred other than monitoring that...
Archived
2nd loan charge off since 2009 and now does not show in credit report, can someone help clarify what could possibly going on?
Janet's answer
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Answered on January 27, 2016
Unfortunately the lien stays on the house, even if the Note is charges off.
Archived
What specific parts of the FDD should be further inspected? What do I need to know that I may not currently? Any warnings?
Janet's answer
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Answered on January 27, 2016
It would be very helpful to have a franchise attorney go over the FDD to determine areas of major concern, particularly if this is a new franchise...
When a joint tenant dies, does the mortgage loan servicing company need to be notified of the death? (in California)
Janet's answer
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Answered on January 27, 2016
DOn't really need to notify lender/loan servicer as long as loan payments are being made, although if you are one of the borrowers, it doesn't hurt...
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