Archived
My home was sold at foreclosure sale ! how can I find out if bank bought it back? I want to keep my home of 30 years !
Janet's answer
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Answered on January 28, 2014
Dear Bakersfield; your question seems to include the answer--you said "the new owners are rude" so if you are aware there are new owners then they...
Archived
Is a quickclaim deed ok for a Grant Deed correction
Janet's answer
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Answered on January 28, 2014
Generally yes, a quit claim deed is the perfect vehicle for correcting something to title. However your case is more complex because the grant was...
Archived
I am a Franchisor and would like to lower my Initial Franchise fee. Is there any legality that I should follow before doing so
Janet's answer
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Answered on January 28, 2014
Dear Laguna Beach this is something very common; you are not required to keep the same franchise fee nor any other fee for that matter, nor any...
Archived
On a Franchise Agreement, or an addendum, can a husband and wife sign the same document vs each one signing a separate doc
Janet's answer
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Answered on January 28, 2014
It would be helpful to know why you are asking and what it is that you are trying to achieve. This is how attorneys work; you tell them what you...
After the closing on a house, is the buyer responsible for items left behind by the seller?
Janet's answer
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Answered on January 28, 2014
I agree with my colleagues--the only exception would be if agent or seller actually told you there were things they couldn't get out by COE and...
Archived
If the franchise I had shoddy work done with goes under what can I do?
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Answered on January 27, 2014
As a franchise attorney, I do agree with my colleagues, you will want to get opinions from a litigator what your litigation options are. Small...
My father died and my mother cannot afford her home. Can I assume her mortgage or purchase the house for the amount of her loan?
Janet's answer
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Answered on January 27, 2014
Yes the lender should have an "assumption" process, but if not they would certainly have a new loan process, but you should certainly shop around...
Archived
Chase modified my first mortgage and forgave my 2nd line of credit in 2013. Will I have to pay taxes on the forgiven 150k 2nd?
Janet's answer
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Answered on January 27, 2014
Ask your accountant why Form 982 does not apply in your situation, which is the form you file to EXCLUDE personal residence debt cancellation...
Archived
I can't afford to pay my mortgage anymore of $1810 a month.
Janet's answer
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Answered on January 22, 2014
I agree with my colleague, there are programs you likely qualify for.
Archived
If I buy a house and use my husbands income to qualify for the loan, can I have the house put in my name only ?
Janet's answer
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Answered on January 22, 2014
Lenders have specific policies so you will need to ask the lender, but generally the person getting the loan must be on title in order to sign the...
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