Archived
I filed chapter 13 in 2004. It was discharged ijn 2007. When can I file for 7 or 13 again?
Mitchell's answer
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Answered on February 14, 2011
You should be A-ok.......plenty of time has elapsed.
Archived
I have a collection agency that is collecting for late fees only. My last & final payment to a credit card company was minus .
Mitchell's answer
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Answered on February 13, 2011
If you paid off your loan in a timely manner, there should be no late fees. On the other hand, if the last payment was in fact late there could...
Archived
Is a copy of a bill with my name and address on it enough to prove it's my debt in a civil summons over a credit card debt?
Mitchell's answer
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Answered on February 13, 2011
You probably have a defense. The creditor will likely have to produce copies of documents signed by you.
Archived
My 4 month old son was recently diagnosed with a rare genetic disease. I quote work to be home with him. I am two years out of
Mitchell's answer
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Answered on February 13, 2011
Probably not in BK, see the earlier answer. But there are certain federal jobs that as a bonus provide for the forgiveness of student loans.
Archived
Spouses responsibility for credit card debt
Mitchell's answer
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Answered on February 13, 2011
If you made charges on the account you would more than likely have to pay
back those charges that you personally made.
Archived
Do I have any grounds to counter sue or have this defaulted loan dismissed?
Mitchell's answer
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Answered on February 13, 2011
If you feel there was a breach of contract or fraud in the inducement, you could sue to rescind and get back the money you paid.
Archived
I discharged bankruptcy in 2007. I reaffirmed auto loan and the bank said there was an reaffirmation. I found out after three
Mitchell's answer
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Answered on February 13, 2011
Yes, false and fraudulent reporting is actionable. But you will have to hire a lawyer to assert your rights.
Archived
How do I respond to a summons in vermont for a debt case?
Mitchell's answer
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Answered on February 13, 2011
You should hire an attorney and have him file a written response for you.
Is a judgment in state court secured or unsecured claim in bankruptcy proceeding.
Mitchell's answer
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Answered on February 13, 2011
The judgment is an unsecured claim, unless you recorded a lien on real property or secured a lien on some other property.
Archived
Can a Student loan be garnished
Mitchell's answer
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Answered on February 13, 2011
Once the funds are in your account, they are subject to execution and levy.
