Do I qualify for a mortgage forebearance?

You should be asking your lender. Forbearance is not some legal right...its a "re-investment" decision your lender will look at compared to the...

WHAT RIGHT DO WE HAVE. IF WE ARE NOT ON THE TITLE. BUT ON THE LOAN FOR THE MORTGAGE PAYMENT.

If you don't own the home you live in...then who does? You were likely on the title at some point or you wouldn't be on the loan. This implies...

I had 2 loans on my house. My house is in foreclosure now. Can I file bankruptcy without the house being sold?

The answer depends on the equity, your exemptions and the chapter of BK you choose to file. The BK may slow down the foreclosure temporarily or...

That's the WRONG approach. Sticking your head in the sand will increase the chances of a bad outcome including the loss of your home and...

If an adjustable loan (Pick-a-Pay to be exact) is non-negotiable, can the current investor (Wells Fargo) call themselves...

You are making legal conclusions about negotiability and you do not seem to be the borrower. Limit your role to helping your borrower find an...

What can I do about a zombie mortgage?

Seek a modification then sell the property "subject to" the mortgage to an investor. The investor will assume the responsibility for the code...

Call a lawyer now. The filing of the NOD may constitute a HBOR violation, but it depends whether your loan mod app was complete and whether you've...

In a Chapter 7 bankruptcy, being served something by mail do I get the additional time of 5 days for mailing?

Stop playing lawyer or expect a bad outcome. If you don't reply to the Motion for Relief...the lender will win by default. In which case, the...

Ch. 7 Bankruptcy: My Case is awaiting discharge. The Mortgage Co. is getting the Automatic Stay lifted next week.

Be sure to review the exhibits and analyze the lender's alleged "standing" to file the motion. There may be flaws in the chain of title evidence. ...

Would I qualify for Chapter 7, and what would I need to get started?

More details are needed. To start, chat with an experienced attorney who can address the specifics. Whether you "fit into the box" of Chapter 7...