My mortgage processing co is guilty of DUAL TRACKING on my Calif home. Can they still foreclose while accepting my loan mod $?

You are ot out of the woods yet. Wrongful foreclosures still happen and loan servicers violate the law frequently. The question is: What are you...

You have no legal right to a loan modification...don't assume you are entitled to anything other than the rights contained in your original Note...

Once a trustee notice of sale has been posted on your door, is there any way to salvage/keep your home?

Pursuant to HAMP guidelines (assuming this loan is eligible, the servicer must review you for HAMP 2.0 if you breach the trial payment agreement...

CALBOR restricts dual track foreclosure. If the foreclosure is halted must the date of sale also be postponed?

CA Homeowner Bill of Rights restricts dual tracking when a borrower is pursuing a loan mod (for the first time unless there's a change of...

We are going to foreclose on our house and I need to find out if we should settle the debt with the HELOC.

If the HELOC was a purchase money loan you may be able to escape liability after foreclosure since this may be a non-recourse debt. Its better to...

I had my home loans discharged post Chap 7 a 3 years ago Now I can't pay the mortgage.

As an Attorney\Broker, I'm happy to tell you that not only are you not liable for the mortgage debts, but you will not suffer any income tax...

Does a mortgage servicing company need to send a notification for successfully completing trial plan payments before foreclosing

It may be a breach of contract depending on the language of the trial plan document. I had a similar case where the borrower made 16 trial...

Is it true that because I am in a modification for both my first and second mortgages that they cannot foreclose?

It is not true. If you breach the loan mods, your second chance, either lender can foreclose. Get help. Call an expert for more information. ...

I received a foreclosure notice today, how do i proceed?

You borrowed money and put up your home as collateral. The consequence of not paying your mortgage debt is that the bank sells your home to...

What to do if I'm on chapter 13 and I havent been able to pay my bankruptcy or my house payments

If you want to lower your mortgage payment, explore loan modification after you convert to Chapter 7 and discharge your unsecured debt. Call me or...