What Power does the California Insurance Commissioner really have when an Insurance Co. wrongs a client ?

The Insurance Commissioner almost always does almost nothing. You need to find an experienced life insurance litigation attorney.

Does an insurance co. have any legal obligation to provide information or copies of contracts to the family of a deceased client

I recently had a similar situation arise with one of my clients who could not get the info she needed from Met Life on a life insurance claim. I...

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Can a long term disability insurance provider deny or limit payment for a cancer that is in remission?

It will most likely come down to whether the insured is able to perform the substantial material duties of her occupation. If her condition still...

I had a really bad accident. If my doctor places me on physical disability could that jeopardize my Bar card?

I am not clear on your question. You appear to have two of them. I will answer the latter assuming I understand it correctly. Yes, if you have a...

Erisa question about my LTD in California. My LTD carrier who also has my life insurance will not give me a copy of my policy

Technically, you do not need a policy to file an ERiSA appeal. Many what times your employer has a copy of your policy even if the insurance...

Can I use any doctor of my choice for sorry term disability?

Yes you can but if you need to be examined to prove your disability, you will want to find another supporting doctor in California.

You can apply for both as they are separate. Usually the SSDI (state disability) will be offset against your STD benefits. The fact that you have...

Help dealing with a Long Term Disability company located in WA while I live in CA?

Law firms like my firm (www.mslawllp.com) who specialize in LTD ERISA claims can review your claims at no cost to you and if my/other firms agree...

I am looking for an ERISA attorney who can help me. I have a life insurance policy with my LTD carrier. I received notice that

Yes you need an ERISA attorney to evaluate your life insurance/LTD claim issue ASAP. Most attorneys like my firm handle these cases on a...

According this Part of Metlife policy, Should they pay me more than 24 months benefits if I have Spinal Tumor?

I would have to review the policy language to be clear on what exactly it says but it would appear not to be limited to 24 months.