Can a short term disabiliy application have a blanket denial due to mental health diagnosis?

That is a complicated question. You need to hire an attorney. Generally, if a physical and mental condition cause a disability and their is a...

After working for Bayer Corp.for six years and been denied long term disability for the past 12 yrs. Can I still sue & for

You have a confusing factual situation that you need to speak to an attorney about. You can certainly sue for your long-term disability benefits...

Can I represent myself in my civil case against my insurance company for acting in bad faith?

You cannot do so if your attorney is still the attorney of record. He has to show up to court. You should have some frank communications with him...

My sister pasted away aug 2013 she worked in payroll , had an insurance policy but we were denied, appealed decision

I would need to know more facts before giving an answer but it does appear that your sister's beneficiaries may have a good case against the...

Insurance company refuses to provide me any documents in claim file.

It depends on what type of insurance you're talking about. If it relates to insurance benefits you obtained through your work, then ERISA (federal...

Selected as the best answer

Supplemental life insurance - Community Property?

This is really a family law question. The proceeds of a life insurance policy paid for with community property funds typically belong to the...

Selected as the best answer

Between the Insurance Carrier, agent, broker, etc... who has the final say in the interpretation of the policy coverage?

The insurance company will have the final say unless you hire an attorney to protect your rights, Two years is much too long for you to wait to...

Long term disability denied by Cigna due frivolous reason, should I appeal? I heard Cigna was the worst insurance company for

Based on your description of two previous denials, it sounds like you have already appealed this and lost the appeal. You may be able to appeal...

Selected as the best answer

2-3 months missed life insurance payments right before death

As others have indicated, it is likely that ERISA law will apply here. There are ways to argue that the claims or plan administrator did not take...

I'm disabled and private insurance asking me to sign form allowing them to check finances, driving records, etc. Should I sign?

If the requests are reasonable, you must provide this info. If you do not, your insurer can deny the claim based on a failure to cooperate. You...