There exists a possible legal basis to challenge the insurer's attempt to recoup benefits paid to you that were not offset by SSDI payments but...

Do I have the basis to file an appeal about a decision made by a Long Term Care insurance company?

It is typical that if your mom qualified for LTC benefits that she would automatically qualify for waiver of premium (WOP) benefits. I cannot tell...

Long- term insurance was paid for 12 yrs the insurer became ill with dementia and a few other then canc with a POA our options

You should hire a law firm with experience dealing with Long-Term Care policies as that firm will have to review the facts and the policy to give...

Yes, you have a good case against your insurance agent and your insurer. The statute of limitations may not be an issue if you just discovered the...

Life Insurance Company Discontinues Policy After 30 Years of Payment

You may have a case against them for improperly lapsing your policy. You should consult an experienced life insurance attorney immediately.

In my experience, there are many carriers who offer policy buy-outs and some who do not. The insurer must agree that you have a permanent medical...

My question is about short term disability going into long term disability

You are not required to inform your employer that you intend to file a long-term disability claim but it would not be improper for you to do so....

How do I get an insurance company to provide me coverage as "additionally insured" after they have denied coverage?

You need to find a good insurance coverage attorney who you will likely pay by the hour to conduct a coverage analysis. Your matter is very...

Life insurance company did not record payments but refunded the premiums and sent lapse notices. Now, the life policy has lapsed

I am very familiar with these types of policy lapses. The insured may have a case against the insurer for improper lapse. An attorney will have...

Will life insurance payout for suicide?

It depends on what your life insurance policy provides. There may be an exclusion for suicide, which is very common in life insurance policies. ...