How can I appeal a long term disability claim?

You need to hire an experienced attorney who specializes in handling disability insurance claims. Your claim is likely not governed by ERISA since...

Am I eligible to receive disability benefits through my employer?

You have not provided enough information to determine whether you were actively at work and subject to being a participant in your short term...

Based on my experience in handling life insurance policy claims over the last 30 years, I have had this situation occur a few times. I was able to...

A denial of a STD claim should have no impact on your state disability insurance claim. Sedgwick is notorious for denying STD claims. You should...

Yes, you must provide medical findings/proof that you are totally disabled under your STD policy. You will likely need strong support and...

Lump Sum Payment

I assume you have exhausted your administrative remedies via appeal and they have been denied. You should now seek an experienced ERISA attorney...

How can a LTD Claim close by Unum without seeing client That they approved for over 10 years?

It sounds like there would be no legitimate basis for Unum to deny a claim 10 years after they claim your mental nervous limitation period of 24...

I've been disabled since 2005. My company closed in 2010. I was told by Cigna that I would receive payments until I was 65.

Your question and facts are a little vague. Normally, under a LTD policy, you will be paid until you are age 65 as long as you are totally...

Based on the facts as you have presented them, you likely have a professional negligence claim against the agent. Under California law, if an...

Should employer sponsored group STD insurance cover for injury occurring prior to being laid off?

If you became disabled while you were employed and active at work, then you would be covered assuming you met the definition of disability under...