Does cosigners have rights?

After the discharge, the co-debtor stay is lifted and the Creditor can pursue you personally for any liability that the Debtor has not/or does not...

Can I be considered for chapter7 Bankruptcy, foreclosure+heloc+CC debt?CA atty help!

Unless you have about 6 or more people living in your household with you, you make too much money to qualify for a chapter 7 bankruptcy and would...

Regarding chapter 7 bankruptcy. Cash reserves and "normal living expenses".

There are rules regarding what you do with your money prior to filing bankruptcy. Generally, the court will look back over the last 90 days and...

Is the decision of the bankruptcy judge, if there has been no contesting of the case, a final decision which is to be respected?

Sounds like the court is so backed up that they have not filed a discharge in your case yet. You can either call your attorney, or call the court...

Explainhow median income/means tests are used to determine eligibility for Chapter 7 bankruptcy.

The general rule for the means test is two fold: 1. Number of persons in the household; and 2. the income. Determining the income, the court...

Can my husband covert his chapter 13 into chapter 7 without losing his home

If you are current on your mortgage payments, property taxes and homeowners insurance, then I would say go for it and convert you chapter 13 to a...

Filed ch 7 was discharged in oct 2005. Went through divorce in April of 2009. I am a single mother of five. When can I refile.

You must wait 8 years after your last discharge.

I had a chapter 7 discharged in 1998 , and then a chapter 13 in 2005 which was dismissed. Can I file another chapter 7 now?

Yes you can file a chapter 7 now. However, if you intend to keep your home, you will need to be current on those mortgage payments because a...

That depends on whether you cash it out and not take vacation or whether you just simply have "time off" on the books. The bigger question is...

My employer owes me over $25,000. If they file for bankruptcy a second time will they get out of paying me?

A Chapter 7 bankruptcy is a complete closer and liquidation in a business setting. If you believe the company is restructuring through bankruptcy,...