Archived
I plan to settle my credit cards and I am getting continuous phone calls. Is it better to answer or ignore them? I rather ignore
Harlene's answer
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Answered on October 08, 2014
Communication is key to dealing with creditors. It is not easy talking with aggressive and sometimes nasty collectors but prepare a script of...
My father-in-law passed away with credit card debt. Debt collectors are now hounding my wife for payment. Do we have to pay?
Harlene's answer
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Answered on October 08, 2014
From the information you have provided, without assets for the creditor to recover from belonging to your father-in-law, and without your names on...
Archived
My Judgement Debtor is filing bankruptcy 7
Harlene's answer
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Answered on October 08, 2014
I certainly agree with my colleagues. What must be remembered is that creditors are not without options when a chapter 7 is filed. As previously...
Archived
I filed chapter 13 bankruptcy on March 2011in california.Can I keep a settlement from a class action lawsuit.
Harlene's answer
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Answered on August 25, 2014
I urge you to speak with your bankruptcy attorney about this. The pending lawsuit at the time of filing your chapter 13 case would have been an...
Archived
Is a Disclaimer of a Judgment Debtor's Inheritance (to Defeat Creditors ?) considered a Fraudulent Conveyance in California?
Harlene's answer
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Answered on August 05, 2014
Could be considered a fraudulent transfer with the intent to hinder, delay and defraud creditors . Suggest meeting with bankruptcy attorney.
Archived
Can I collect my judgement against a guy who filed chapter 7 bankruptcy, if I sued him after it was completed.
Harlene's answer
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Answered on August 05, 2014
Timing is everything. If the repairs were made prior to the filing of the bankruptcy case, the debt may be discharged. The completion of the...
Archived
I am waiting on a discharge for a completed Chapter 13 BK. (Indiana) Can my house be foreclosed on before I get my discharge?
Harlene's answer
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Answered on May 14, 2014
I agree with prior comments - consult with your bankruptcy attorney handling the chapter 13. If you do not have one, unless the lender sought...
Archived
I have a levy against my bank acct. I have an acct in daughter's name. If I add my name to it, can it be levied?
Harlene's answer
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Answered on May 14, 2014
You have many issues that should properly be addressed through consultation with an experienced bankruptcy attorney. There are several timing...
Archived
Received a debt collection lawsuit...how can I settle the amount owed?
Harlene's answer
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Answered on May 14, 2014
You can contact the collection agency directly, without counsel. However, give it some thought beforehand as to what you want to say. Do you have...
Archived
Do I have an Income Liability for a Student Loan Cancelled Immediately after filing bankruptcy?
Harlene's answer
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Answered on May 14, 2014
I agree with my colleagues - consultation with a tax specialist is recommended. The timing of the 1099 issuance and bankruptcy filing are the...
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