Archived
I too took out an loan with loanme chargeung highhh interes?? thought I was relieve paying my debts?? am in more debt than befor
Harlene's answer
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Answered on October 30, 2015
As my colleagues have stated, bankruptcy may be an option for you to consider. I also suggest you contact a local bankruptcy attorney to consult...
How do I sell my house if cosigner filed bankruptcy
Harlene's answer
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Answered on October 30, 2015
There are several issues that have not been addressed in your inquiry. Is your Uncle on title? Does he claim an interest in the property or did...
Archived
Can my mortgage servicer report on-time payments to the credit bureaus after Chapter 7 Bankruptcy discharge?
Harlene's answer
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Answered on October 22, 2015
Not reaffirming a mortgage as part of a bankruptcy case is standard in California. And, it is correct that there is no way to force the lender to...
Archived
I filed a ch 7 in 2009, got discharge. The only thing pending was my late association fees. I still have my house
Harlene's answer
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Answered on October 20, 2015
The information you provided is insufficient to fully respond. However, one option might be to consult with a bankruptcy attorney to consider a...
Archived
Filed for chapter 7 today. My lease expires 11/2015. I will be looking for a new apartment soon, will that hurt my case?
Harlene's answer
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Answered on September 25, 2015
Generally, bankruptcy on your credit report does impact on your ability to lease a new apartment - particularly if the case is still pending and...
Archived
At a BK 13 CREDITORS MEETING, is it the lawyer or the debtor who is suppose answer the questions?
Harlene's answer
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Answered on September 16, 2015
I agree with my colleagues as to the Debtor's responsibility to answer questions posed by the Trustee. I urge you to meet with your attorney prior...
Archived
My Chapter 7 Bankruptcy was discharged in January 2014, but I am still waiting for it to actually close.
Harlene's answer
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Answered on July 30, 2015
There is much that might be going on your case. A case does not close until after discharge and after the Trustee has concluded whatever he/she is...
My Chapter 7 Bankruptcy Trustee has hired an accountant to do a tax return for the estate.
Harlene's answer
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Answered on July 29, 2015
When a chapter 7 is filed, all of your assets listed in the schedules become part of the "bankruptcy estate." The bankruptcy estate is a separate...
Archived
If a CCP 704.140 was filed can trustee continue to proceed with settling debtor's civil lawsuit?
Harlene's answer
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Answered on July 07, 2015
If Debtor amended the exemptions, to protect the value of the lawsuit in the chapter 7, the Trustee can still continue to attempt settlement. If...
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Archived
Will a bankruptcy affect claims against me for an auto accident that took place after filing but before discharge?
Harlene's answer
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Answered on July 06, 2015
As stated by my colleagues, the petition date (the date you filed your bankruptcy case), is the operative date for determining whether debts are...
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