Archived
Mother owns half my house, she is going into nursing home will I lose my home? have filed bankruptcy within last 6 months
Timothy's answer
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Answered on January 23, 2010
There are two separate issues here, who is on title to the property, and who is/are the borrowers on the loan. As a general matter, if the...
Archived
If a creditor of unsecured debt wins a judgment against me in the court, can they take my federal income tax return?
Timothy's answer
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Answered on January 23, 2010
I am not aware of a way for a private sector creditor to levy a tax return directly from the government entity issuing the refund, however, once...
Archived
If i filed for chapter 7 bancruptcy in 1995, because of divorce,can i file again because of credit card debt? i own absoltely no
Timothy's answer
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Answered on January 23, 2010
Yes, you can file chapter 7 every eight years, so you'd be eligible again.
Archived
Chapter 13 bankruptcy, default in month 54 of 60 month term
Timothy's answer
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Answered on January 23, 2010
Typically it is possible to file a "motion for moratorium on plan payments" which will allow you a little time to start generating income again...
Archived
I am unemployed and may need to file bankruptcy. I qualify for ch.7 now, but what happens if I get a job? Thanks!
Timothy's answer
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Answered on January 23, 2010
It would be a really good idea to explore your bankruptcy options before you get a job. if your income is over a certain threshold amount, the...
Archived
Thank you i was able to borrow money to pay the medical debts,i just been so worrird for my wife
Timothy's answer
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Answered on January 23, 2010
The hardest part of these situations is always the fear of the unknown. It's always something that can be worked out, it just requires dealing...
Archived
What happens after I file for bankruptcy here (CA) and then my ex husband defaults on a mortgage that has my name on it in TX
Timothy's answer
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Answered on January 23, 2010
Your husband defaulting on the mortgage after your bankruptcy filing will not adversely affect you. The debt will have already been included in...
Archived
Question concerning a previous inquiry, concerning a partner's debt and my options.
Timothy's answer
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Answered on January 23, 2010
It sounds like he added you as an "authorized user" on the accounts. This does not make you a party to the credit card contract. As you...
Archived
My fiance has medical debt, what affect will it have on my credit if she declares bankruptcy (before or after getting married)?
Timothy's answer
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Answered on January 23, 2010
Bankruptcy is always linked to a person's individual social security number, it does not jump from one person to another, and there is no such...
Archived
Can I lose my Secret security clearance if my wife files bankruptcy to resolve sole-proprietorship debt?
Timothy's answer
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Answered on January 23, 2010
Generally one spouse can file bankruptcy to discharge separate debts without it affecting the other spouse. Since you and your wife have separate...
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