What is the foreclosure law in AZ?

Arizona is an anti-deficiency state. The lender who forecloses (under typical residential owner occupied circumstances), can not also then sue you...

I sold a town home in west palm 3 years ago. i moved to tennessee, now the new owner is in foreclosure.

You're right, there is something going on here. For some reason, the mortgage lender who is foreclosing feels like they have to give you notice of...

Chapter 7 BK

I know you're looking to get an idea of what exactly will happen in your case, but there is much more that goes into a full bankruptcy evaluation. ...

How can I beat the extravagant interest, while trying to pay back bad debt?

That interest rate is outrageous, you should not be paying that much. I know you have a desire to repay creditors, and that is honorable, but at...

What to do about getting double charged of the same debt?

If you have your documents from the first collection agency, along with proof of payment, you might sue the second collection agency in small...

If you have a garnish on your wages for a debt and you lose your job can the garnish be taken from your unemployment checks?

No, unemployment is typically exempt from a garnishment. However, once the money hits your bank account, the creditor could do a bank levy and...

Bankruptcy

The problem you're going to face is that you can only file a chapter 7 every 8 years now. If you got a chapter 7 discharge three years ago, you...

What is the most effective way to collect debts from tennants?

Honestly, you need a new property manager who can get the job done. Completing small claims paperwork is usually very straightforward, and if...

How much does a debt settlement damage your credit score?

You might be shocked to hear this, but settling debts after they have reported negatively for a substantial amount of time does not really improve...

Generally, unless someone filed an adversary complaint or you did not receive a discharge, all the qualifying debts you listed on your bankruptcy...