Can a collection agency charge me 18% interest on a debt from a credit card company? What can they get from me in court?

My suggestion would be to not pay them at all! They are using scare tactics and intimidation to try and get you to send them money. The truth of...

Swimming in unsecured debt

With that amount of debt, it will be quite some time before you are able to pay it off at your present rate. Bankruptcy may be the best option. ...

I'm in an LLC with family members how is that affected when I apply for personal bankruptcy?

If the LLC has no assets to speak of (properties with negative equity), it will most likely not be an issue in the bankruptcy. Bankruptcy...

I received an involuntary lien for a credit card debt, I am a renter, will they notify the owner/landlord of this lien?

A lien against you personally should not affect the property where you rent. It is generally not something they could evict you for. You should,...

Can collection agents / banks be able to recover husbands debt from a joint bank account

If the creditor has the legal ability to levy bank accounts (judgment or agreement from your husband), a joint account is fair game. Since you...

I have a college debt of $500. The collection agency is trying to get $800 for debt and fees. Is this legal in MI?

It is generally not unlawful for the collection agency to add interest and fees to the balance, however the amount they've added ($300) seems...

Landlord declaring bankruptcy to stall a foreclosure..what happens now?

It is very likely the bankruptcy is only postponing the inevitable. I would suggest the best thing to do is to renegotiate the rent amount as you...

Can violations for the State of California Dept of Industrial Relations be discharged in a bankruptcy?

Government debt is generally not dischargeable: 11 USC Section 523...but what did you expect, they made the rules in the first place!

My wife is filing bankruptcy soon. Chapter 7.

I think you're probably making a big deal out of something that isn't. If you are not on the mortgage, the lender really has no basis to try to...

Many contractors before you have filed bankruptcy, I am not aware of any adverse affect on a contractor's license caused by a bankruptcy filing. ...