Denise Lloyd Clem

The firm of Fabiano Castro & Clem provides comprehensive legal services for insurance carriers, employers and third party administrators with regard to all aspects of workers' compensation claims.  We are a small boutique law firm that began providing legal services to our clients in 1993.  With the growth of our firm, we have expanded to serve the entire State of California with 3 office locations:  Agoura Hills, Irvine, and Roseville.  This allows us to represent our clients at every WCAB office in the State.    

Client relationships have always been the key to our success as a firm.  We take great pride in being asked to represent a client as we recognize the value of promptly and effectively litigating claims.  Our philosophy revolves around the knowledge that we can achieve the best possible results when we work closely with claims personnel and employers as a team.    

We hold strongly to the belief that a happy client is a permanent client.    Many of our clients have the confidence in Fabiano Castro & Clem to refer litigated claims to our offices for over 20 years.   These clients include self-insured employers, insurance companies and third party administrators.   This wide range of clientele has given us the perspective to recognize that not all businesses want, or need, the same type of service.    As such, each client has a legal management program that is tailored to fit that client's specific needs.

In addition, we offer claims consulting to self-insured employers and high retention policy holders to help mitigate claims costs.