Bankruptcy vs Credit Card Settlements

Usually before your credit cards will settle with you they have to be delinquent, which would negatively affect your credit. Also they will usually...

How do I get rid of the student loan in bankruptcy Chapter 7?

You are not going to be able to get rid of your student loans unless you can show an unusual hardship, which is almost impossible to do. You would...

Charge Off notice received for credit secured by previously foreclosed home. Unable to repay. What should I do?

If the line of credit was a second mortgage on the home they might eventually file a civil case against you in an attempt to get a judgment, they...

I received a summons from a credit card that is solely in my name. What would happen if I don't show up.

They will likely file a default judgment if you do not answer. You really need to work on getting the bankruptcy filed as it will give you the...

You really need to get some assistance from an attorney, it does not make sense to do a 13 after the 7. For more information, visit...

Cars in chapter 7

It sounds like there might be some problems with your exemptions, and you definitely want to get this resolved, if it is not done correctly you...

Homestead on house

The issue that would affect any cramdown is the value of the home, and the loans associated with the home. First of all the first mortgage can not...

I want to save my home.please help

I am not completely sure of your problem but I am a local bankruptcy attorney and I would be glad to have you come in for a free consultation....

Do I have a case?

If you want to give me a call or drop me an email I have an employment lawyer in Temecula who meet with you to discuss these issues.

I am being sued by a credit card company and have not worked in 2 and a half years and do not bring in any income .

It sounds like your current financial situation might require you to consider bankruptcy. Take the time to go meet with a local bankruptcy attorney...