If I file Chapter 13 will it affect my fiance

It will not affect his credit. Based upon your income I am wondering why you are filing chapter 13? Make sure you have consulted with a local...

Medical debt

Medical debt can be garnished if the creditor take you to court and obtains a judgment. Each state does exempt a certain portion of your income...

Is there anything we should do??

It seems kinda strange that they are asking for these items, I have done thousands of bankruptcies and never had any creditor request such small...

I co-signed on a student loan for my ex. He is now 40 days defaulted on the loan and I want out. Is there a way?

As my peers have stated you are most likely stuck with the debt and probably liable depending upon your state law. I always recommend that people...

1099 contractor and Garnishment

It sounds like you might want to take the time and meet with a local bankruptcy lawyer. If you have someone trying to garnish your wages then they...

The problem is when you have a joint account the money becomes commingled and thus exposes it to being seized. If your husband currently has a...

I lost my job and I am falling behind on credit card payments. Should I attempt to make good faith payments? Cash is very tight

It sounds like it is time to consider bankruptcy as an option, it could eliminate your unsecured debt and give you some relief, you are on the...

Chapter 13 - How many times and how often?

The automatic stay only applies to the first two filings, if he dismisses again and refiles the automatic stay will not apply unless he moves for a...

Debt settlement - what does it do to your credit rating and for how long

Bankruptcy is usually a better option, I usually only recommend debt settlement to my clients who for one reason or another can not file a...

Filing for Chapter 7 instead of 13

You can convert from a chapter 7 to a chapter 13, you should not need to change your forms unless you filled them out incorrectly, incompletely, or...