There other scenarios like yours that end up being a scam. There are strict laws on what a creditor or debt collector can say on the phone. You...

What are my legal options?

Bankruptcy stops most levies and wipes away the underlying debt the judgment is based upon. Speak with a bankruptcy lawyer ASAP so you know your...

Can a collection agency call someone and tell them they're a lawfirm? And try to collect on an 8 yr old case?

They are probably a debt collection law firm that bought the debt. They will probably settle with you for less than what is owed. Also, depending...

Can I ask the law firm to drop the case if I arrange payment with them in good faith or do I need to answer the serving papers?

If you have been served lawsuit papers then to prevent a default judgment you must timely file and properly serve your answer to the appropriate...

Can I have my wages garnished for a 4 yr old medical bill?

You may have a couple things going on. First, If someone is claiming they are from the state capitol and trying to collect a private medical...

Can I be garnished wages for a car that I didn’t sign for ?

I agree with Mr. Lysle in that there usually needs to be a judgment against you in order for a debt collector to garnish your wages. Rather than...

How can I verify that my car was repossessed by the lender 2 yrs ago?

You may be able to find out who holds your debt now buy contacting the lender reporting on your credit report. Charge off usually means that lender...

If I hire a Bankruptcy lawyer will he/she help me every step of the way or is that extra?

Yes. A bankruptcy lawyer would help you every step of the way. Take advantage of retaining a bankruptcy attorney so you have the guidance of a...

If I'm planning to file Bankruptcy on Oct 31 when do I have to take the Debtor Education Course?

The first online credit counseling course certificate is good for 180 days or 6 months. You file your certificate with your bankruptcy case. I hope...

Debt collector calling family members

This sounds like a scam. You should consult with Sinnett Law (619-752-0703). They tend to handle scam like cases and may be able to explain to you...