From what you are mentioning this just sounds like a credit score change. There are many factors that go into a credit score. Sometimes "Charged...

How to settle debt with creditor.File bankruptcy?

You really need to have a private consultation with an experienced bankruptcy attorney. It is usually no cost and you get a road map of your...

So OUTSIDE of bankruptcy which exemptions protect you for cash in the bank? can i use 703.140 b 1 and 5 for cash?

There should be a provision for wages traceable to your bank account. Generally, this provision protects a percentage of your wages in the bank...

Typically, claiming a dependent on your tax return shows the trustee viable evidence that you in fact had a dependent prior to filing bankruptcy....

Typically when someone says they think there is a scam taking place they do not recognize the debt or bill owed. You mentioned you knew which bill...

Hi, do debt cases filed ever expire?

Your question mentions a code provision that is typically used in collection lawsuits. If you have a collection judgment against you then those can...

Most likely yes. Bankruptcy wipes out most lawsuits and the underlying debt. Just because it is small claims does not really change much. It would...

Did you complete the 2nd online financial management course? You must have completed this and filed the certificate with the Court in order to...

A.R.A A Debt collector sent letter saying they bought my debt from an auto it's for 1997 in California can they still collect?

If the debt is really old and you have not paid them anything for a very long time and they are still reporting you owe them on your credit report...

Can a collection agency garnish wages for an accident from over 8 years ago even though the other driver was already paid?

If there is a judgment against you and/or you cannot afford to pay this back then you may want to consider your bankruptcy options. Bankruptcy...