Is it legal for them to charge all these fees and such a high interest?

Medical bills are often considered "open book" accounts, meaning that they carry statutory atty fees even though you may not have agreed to pay...

Can the bank/debt collector go after my parents because they made payments on my private student loan? I am the only signatory.

Based on the facts you provide, your parents did not become liable because they made payments on your loan for 3 yrs. If they did not sign any...

What if the only one secured debt is time/SOL barred, will it need to be paid while filing bankruptcy 13 or avoid paying?

It may be an inappropriate interference with your existing atty/client relationship to respond to your concerns in this public forum. That said,...

How did you learn the trustee was "checking your account"?

Yes you can, but don't fill it with undisclosed pre-BK assets like gold coins and such.

Do I have an option of using the Insolvency Worksheet or not?

The worksheet is intended to see if you have to consider the forgiven debt as income or not. This may be something to take up with your tax preparer.

"Dear (Creditor): Please find attached a copy of my Discharge in a no-asset Chapter 7 Bankruptcy case. Apparently, your debt was overlooked and...

I agree with my colleagues and add the following: SoL is a defense to a lawsuit. If you are sued for a debt and you believe it to be...

What are the steps to filing a Judgement Debtor Exam? What are the steps to sending a subpoena to debtor employer?

More information is needed to give you useful advice. My best advice is to contact an Avvo lawyer specializing in debt collection. Some of us...

What can be done to help with a loan that was signed by someone other than the co-signer and they want their name removed?

Forgery is the impermissible signing of the name of another to a document which results in damages to the victim. See a criminal lawyer ASAP.