What are the chances of the Trustee selling my home in a Chapter 7. I have about $115,000 in equity.

BK is not a DIY project. A correct analysis of your exemption options is vital. You can also use the cost of sale to reduce the equity amount.

Any ideas on where to go from here? Am I going to be held liable in this case?

I concur with fellow lawyer Rausa. Do not ignore this. Contact an AVVO lawyer in your area and have the lawyer send a letter to Zwicker & Assoc.

How can i ask to my attorney for my files and also would i get bill, for a case the was never close or settle.

I concur with atty Taylor and add: I think this is an immigration case, but no matter what kind of case it is, you are entitled to your file...

I concur with my esteemed colleagues and add the following: lack of appearance by a creditor at your 341a meeting has no bearing on that...

Format for responses to a Statement of Undisputed Facts in a summary judgment motion in Southern California Bankruptcy Court

I admire your ambition/determination to represent yourself in this adversary matter. That said, you are in deep water and sinking fast. This is...

Can I cite that 11 USC SEC 1301 protects me under the codebtor stay against negative credit reporting?

I concur with the excellent advice offered by my colleagues and add the following: As a consumer, you have the right to demand the credit...

No creditor can intercept, levy or otherwise "take" money from your bank account without first having a money judgment against you. However, to be...

Are you the actual debtor or the attorney for the debtor? If you are the debtor, you are in very deep water, and sinking fast. BK is not a DIY...

WHO CAN HELP ME WITH THIS

I concur with atty Shields. Click the Avvo tab "Find a Lawyer" in your area. You need a student loan lawyer and bankruptcy lawyer. Some offer a...

If my girlfriend isn't legally liable, what action can she take to not pay those bills

If your girlfriend is trying to avoid payment of her medical treatment on the grounds that she got wrong information from the medical group, she...