A better stated question about the 2011 Toyota Rav4

You can only file chapter 7 once every eight years, so that won't be much help to you. You could file a chapter 13 but it doesn't sound like you...

Can my bank attach a credit card debt to my car reaffirmation agreement in bankruptcy?

I have never hear of a bank doing this. Please review your reaffirmation agreement with your bankruptcy attorney and if you don't have one, get one.

In bankruptcy, how is the separate property of a non-filing spouse liable? Does it matter what the source of the debt is?

Community property is part of the bankruptcy estate. Separate property is not. The community estate ended on the date of permanent separation (It...

Property surrendered in Ch7 Bankruptcy - Who is responsible for the surrendered property after discharge?

You are responsible for the property until the title transfers either by short sale or foreclosure. This is most typically a problem with HOA...

We had a terrible bankruptcy attorney. He has to reopen a case, should that really take over a month just to reopen?

It shouldn't take that long to reopen your case. Having said that, to my knowledge, most attorneys don't routinely void judgment liens on real...

Depending on the number of liens, you may find it cheaper to offer up $500 to $1,000 to the lien-holder to release the lien especially if time is...

Question regarding tax debts.

If you have tax liens, there is no way you can file bankruptcy by yourself. Tax discharge rules are extremely complex. In fact, many bankruptcy...

Hi, can I go before a judge and ask for lower payments to cash call and ask for a cosigner to be removed?

The short answer is "No". Your co-signer is jointly and severally liable with you. That means that if you don't pay, the creditor will go after...

Bankruptcy: If Both Partners In A California Couple Were Intending To File Bankruptcy Separately, Would Marrying Help Or Hurt?

You definitely need to retain an attorney to do a thorough analysis of your case. Based on what you have stated, I think you should file personal;...

I am a Realtor and do not receive payment monthly. What document can I provide for two months income?

I assume you are paid by check by your real estate broker if you are an agent or by the escrow company if you are a broker. You can use those...