I agree with my colleagues but wish to point out a trap for the unwary. There is fine print in some auto finance contracts which permit the auto...

If you can hold out for another year you will again be eligible to file a Chapter 7. If you can't, you can file a chapter 13 now to get your...

Can an individual file a bankruptcy with just a ITIN tax id number?

In my experience, if you can provide a legitimate social security card, medicare card or W-2, the trustees never inquire about immigration status.....

Inheritance from living trust before Meeting of the Creditors

You absolutely need to disclose the living trust on Schedule B. Also, immediately contact the trustee of the living trust and get a copy or the...

What should I do about unpaid HOA dues after foreclosure and bankruptcy?

You are in the catch 22 of bankruptcy. Post petition filing HOA dues are not dischargeable and lenders are very slow to foreclose on properties...