Do I need any special tax forms for the IRS in regards to my discharged debt. My Chapter 7 case was closed in November.

either solution proposed by Attorneys Taylor and Laster will work.

Do I need to respond to a summons if it was not hand delivered in person and received by me in person?

As loose as the service rules are in California, that was probably good service. And anyway,it wouldn't be worth spending the legal fees to fight...

Filed a chapter 7 last year. case discharged & closed. On title on parent's home. Any restrictions on refi, selling, quitclaim?

Based on the facts presented, I don't see any restrictions or dangers. Once your parents have refi'ed the house you might suggest to them that...

Can my cousin lose his collateral and must he do something to further secure it?

The promissory note does not have to be notarized or witnessed, just signed by the debtor and indicating the date and amount borrowed. Your...

Does Chapter 7 discharge protect against loan modification providing 3 years of debt forgiveness causing taxable income?

You are probably considered insolvent by the IRS and off the hook but consult with a tax professional.

Can the company be held liable for stress emotional ?

That won't rise to the level of emotional distress for which you could get a judgment. Alas, that is just part of everyday life in the United...

Is this 1099C treated as income for 2015 tax purposes since it was filed Oct 2015 and not discharged until January 2016?

your insolvency should give you a pass on the tax liability for the 1099C. See you accountant for details.

Is there a "failed business" exemption that can be used to protect property in my spouse's name and his credit from my BK?

There are a lot of moving parts in your question. I strongly urge you to talk to an experienced bankruptcy lawyer in your area. Click on the find...

Can a civil lawsuit of a creditor against the debtor become property of the trustee if a proof of claim is filed?

In all likelihood, your law suit is going away in the defendant's bankruptcy. IF your lawsuit is based on fraud, an intention tort, or for...

Personally, I have never seen a chapter 13 which allowed the debtor to make half mortgage payments as part of the plan. Usually, chapter 13 plans...