You need an attorney. There are no two ways about it. If you're serious about reorganizing your debt, then you need counsel. Chapter 13 cases...

This is urgent! I strongly recommend you do NOT withdraw funds from an annuity or retirement. That only puts you in a worse position in the...

1) Bankruptcy does not set aside judgments. 2) Bankruptcy discharges dischargeable debts. 3) If you have a judgment with findings of fact that...

Living separately really has no bearing on anything unless you are legally separated. California is a community property state. If you do not have...

Yes, if you're in default they can foreclose. The fastest a non-judicial foreclosure can take place in CA is 121 days. The first notice you will...

That is a real collection firm. You can look up the case online with the Superior Court for that county. You can also and should also, check all...

Fraud is very hard to prove and it's thrown around quite often to scare people. That attorney does not represent you, so don't trust what he says. ...

You won't know unless you try. Everything is negotiable. However, if you did not file a written response to the lawsuit, it's unlikely you have...

This sounds like one of the commons scams out there that we hear about regularly. If your mom believes she really does owe someone then she should...

The best resource is a consultation with a Certified Bankruptcy Specialist. A good bankruptcy attorney deals with all types of debts and can...