If this judgment has been around for nearly 10 years and they're now collecting on it, they will most likely renew it for another 5-10 years...

Bankruptcy is a great option. It's the responsible way to handle debt for honest but unfortunate debtors. Most people are able to keep their car,...

Yes, late fees are usually agreed to in your contract. If you're having financial problems, I recommend you meet with a reputable and qualified...

First, protect yourself. Never, never, never give financial information without YOU verifying the party asking is legitimate, and that means you...

I agree with my colleague. There has not been a statutory change in the law to allow student loan discharge in bankruptcy based on hardship. The...

Yes, chapter 13 can be a great option to stop a foreclosure and reorganize debt. The most important part of starting the chapter 13 process is...

I agree with my colleague. Often, people spend tens of thousands trying to fight something that is not winnable. Unless criminal charges have...

I agree with my colleagues, bankruptcy is such a great option. Too many people live with bad credit, constant collection problems, and the risk...

Can you say "SCAM?" This is almost certain to be a scam. Creditors cannot lien Social Security, period but the other big tip off is if you think...

I agree with my colleagues, this is a scam. Never click on any links. Never use the phone numbers, websites, or email addresses these scammers...