Hi. I have a debt collector calling me about an outstanding credit card debt from 1993. They say the debt holder will file

Cancellation of debt which is "non-recourse" (they can't come after you legally for the money) is not a taxable event. A FDCPA attorney should...

If the attorney made in error during a bancruptcy is there anything I can do to fix it?

There's really nothing to "fix" ... so don't worry about it. The Form you're referring to is called a Statement of Intention, and that's all it is...

Chapter 13 Schedule A Question.

Schedule A is where you list your home. Schedule D is where you list the mortgage company. Feel free to list the servicer as well for "Notice...

What recourse do I have for a bank credit card that is now added purchase interest charges and made it impossible to pay?

Assuming your fixed income is Social Security and assuming your Chase credit card is the only one you have and assuming you owe less than $10,000,...

While it is generally not a good idea to pay a debt now if you can pay it over time with no additional interest, consideration should also be given...

My customer filed a chapter 13 filing on a 4000 dollar loan from me on a vehicle. How can I recover the vehicle or money?

Too many unanswered questions here: 1. Did he borrow the money to purchase the vehicle? 2. Assuming you are not a Lienholder on the Registration,...

I have credit card debt that's only in my name however I can't file for chapter 7 for another 7 months. My husband has cards

A joint Chapter 13 might make sense if he has substantial credit card debt and/or owes a lot more for his car (which he has had for at least 2&1/2...

Should i filed bankrupcty ?

With 45k+ in debt ... yes, you probably should file BK; but it may have to be a Chapter 13 if the equity in your home exceeds 100k or you have...

Can a Ch. 7 BK Trustee take money or other non exempt assets to pay mortgage debt if I retain the property?

No ... but he/she can take them to pay off your other debts. How much does your money/assets exceed the vehicle & wildcard exemptions of...

My understanding arrears on child support can be included on chapter13 i have no on going support order,

We're a little short on facts here; but support arrears can be included in a Chapter 13 Plan. What's even more interesting is that if those...