Archived
How long does it take to file chapter 13 Bankruptcy will this safe my house if it has already went into forecloser.?
Brian's answer
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Answered on December 16, 2012
Yes ... you have plenty of time. As long as the BK is filed before the hammer drops on your house at the auction, any sale would be void. It's...
Archived
Colection agency file line on my property belong to unsecure credit card debts for my wife. Property belong to me.
Brian's answer
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Answered on December 15, 2012
More information is needed here.
What makes you believe the lien is attached to your property?
If the judgment against your wife was recorded in...
Archived
What Form(s) do I use for Answering Interogatories in California for Credit Card debt? Do i just mail it back to the Plantiff?
Brian's answer
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Answered on December 14, 2012
There is no "Form" that could possibly answer all the possible questions that might have been asked of you.
Forgive me for asking ... but you...
Archived
My chapter 13 is scheduled to be completed in 7/2013. However, my vehicle was paid off in 12/12.
Brian's answer
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Answered on December 14, 2012
If the auto lender received every penny he would have received if you had not filed BK, then you should be able to request the title now. But...
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Accounts not in bankruptcy
Brian's answer
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Answered on December 13, 2012
In Ch7, accounts not included are still discharged ... unless they had a colorable claim that your debt to them should not be discharged for one or...
Notice of Taransfer assignment of claim?
Brian's answer
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Answered on December 13, 2012
Unfortunately, this is a very common Notice which unnecessarily concerns Ch13 debtors. It simply means that a creditor who had a claim in your BK...
Archived
Can a statutory HOA lien be completely discharged with a lien avoidance motion to the court?
Brian's answer
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Answered on December 13, 2012
I agree with my colleagues; but what did you mean exactly using the term "statutory" lien?
If the HOA did not go through the process of Noticing...
Archived
Is there any way to get out of chapter 13 early without having to pay the 100% that you originally owed. I have been in 36 mo
Brian's answer
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Answered on December 13, 2012
You have an absolute right to convert your Ch13 to a Ch7 if your equity does not exceed your homestead exemption and you would qualify in other...
Right to repossession or writ of possession
Brian's answer
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Answered on December 13, 2012
It was the BK, not the finance company, that discharged the debt. You have no personal liability to pay them; but they still have a lien on the...
Archived
Hi.
I have a debt collector calling me about an outstanding credit card debt from 1993. They say the debt holder will file
Brian's answer
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Answered on December 12, 2012
Cancellation of debt which is "non-recourse" (they can't come after you legally for the money) is not a taxable event. A FDCPA attorney should...
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