Archived
I had a bankruptcy in January 2006 and my current employer is requiring me to become a Certified Personal Financial Counselor fr
Brian's answer
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Answered on March 18, 2013
Does the question say, "Have you filed for bankruptcy in the last seven years?"
If so, you may correctly and honestly answer "No".
Archived
What legal course do I take to get possession of a vehicle with a lien that's in my name and my ex husbands?
Brian's answer
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Answered on March 18, 2013
If the vehicle was awarded to him in the divorce, you will need a family court order to get it back.
If not, all you need is the key.
Archived
A 2 person, husband and wife partnership dissolved 3 years ago. There was substantial credit card debt personally liable to the
Brian's answer
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Answered on March 18, 2013
difficult to answer without knowing whether the 1099-c was issued in the name of the partnership or the individuals.
But your hope is probably...
Archived
Chapter 7. Confused about discharging tax debt. Would 2010 taxes qualify?
Brian's answer
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Answered on March 18, 2013
Your 2010 taxes cannot possibly be dischargeable until April of 2014 ... and that's assuming you filed them by the April deadline in 2011.
Archived
I filed a chapter 7 in August 2012, it was discharged on 11/01/12. I am currently trying to file chapter 13 bankruptcy myself.
Brian's answer
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Answered on March 18, 2013
If you insist on proceeding without an attorney, which gives you a less-than-5% chance of success in a Ch13, you can request a copy of your...
Archived
I got a discharge, and reaffirmed my mortgage. Why does it show on my credit report as discharged debt?
Brian's answer
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Answered on March 17, 2013
Does the TransUnion report actually show "reaffirmed" (something I've never seen before)?
Or does it simply show that you continue to owe the...
Archived
I have three credit cards with Bank of America which I want to discharge in Bankruptcy Chapter 7.
Brian's answer
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Answered on March 17, 2013
Keep in mind ... the more addresses you have on your matrix, the more postage your costing the court - and yourself, down the road, if you have to...
Archived
For a Joint Petition for Chapter 7, do both debtors pay the $306 filing fee, or is the $306 fee pay for both debtors?
Brian's answer
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Answered on March 16, 2013
Only one filing fee for your joint Petition.
If you run into an attorney in the Central District who tries to charge you for two, please report...
Archived
Can I include child support and her attorney's fees into a bankruptcy Chapter 13
Brian's answer
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Answered on March 16, 2013
As you probably know, child support obligations are not dischargeable in a bankruptcy ... and neither are her attorney fees if you were ordered to...
Can a Chapter 13 bankruptcy last longer than 5 years (60 payments)?
Brian's answer
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Answered on March 16, 2013
The BK Code says it cannot exceed 60 months ... but courts (and even Trustees) have a certain amount of discretion in allowing them to go a few...
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