Archived
I need a car very badly. My engine seized. I have only 8 months left on my Ch. 13, have never missed a payment.
Brian's answer
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Answered on March 20, 2013
I'm sure you're not asking how to go about acquiring a new (to you) car. Perhaps you're under the mistaken impression that you need the Court's...
Archived
Can I get out of a tenancy lease yearly if I am going bankrupt
Brian's answer
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Answered on March 20, 2013
Yes.
Archived
What can I do if one of my credit cards was not included in my ch.7 bankruptcy?
Brian's answer
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Answered on March 19, 2013
As long as the institution received notice of the BK, it is irrelevant how much you said you owed them. All dischargeable debts were discharged. ...
Archived
If I don't agree to a payment plan to pay back state tax debt with my social security, what can they do?
Brian's answer
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Answered on March 19, 2013
I agree that they cannot levy your Social Security; but you may have to fill out the paperwork claiming it exempt. Since they gave you the option...
Chapter 7 means test. How do I treat auto lease payment? differently than regular loan? what about in regard to schedule B?
Brian's answer
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Answered on March 19, 2013
Mr Wrobel's numbers are for the Ch13 "means test", but otherwise correct. You can count the car in both the operating expense category and the...
Archived
Looking for a good chapter 13 lawyer, I dont have a lot of money, interested in payment plan if possible.
Brian's answer
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Answered on March 19, 2013
Whether the cars will not be part of the Ch13 may not be your decision, particularly if you owe more than what they're worth. But why are...
Archived
This is regarding credit card Time Barred debt in California
Brian's answer
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Answered on March 19, 2013
1) If they don't already have a judgment against you, then no liens can ever attach to future-acquired property.
2) No.
3) You might be liable...
Archived
Our main mortgage was paid in full, when we filed chpt 13, but we have a heloc that matured during our bankruptcy...what now?
Brian's answer
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Answered on March 18, 2013
I can't answer your question without knowing what the balance, the interest rate, and the monthly payments are. Then again, with that information,...
Archived
This is regarding Citi credit card Time Barred debt in California.
Brian's answer
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Answered on March 18, 2013
1) The debt will remain on your credit report for seven years.
2) No repercussions, assuming you qualify for the loan.
3) You can repeatedly...
Archived
IN CHAPTER 7 BANKRUPTCY FILING AND CHECKING ACCOUNT BALANCES...
Brian's answer
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Answered on March 18, 2013
Assuming you don't have substantial equity in your home, California's wildcard exemption of more than $25,000 should be more than enough to exempt...
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