Archived
I file a chapter 13 years ago. It it now closed. All my student loans are paid. However 1 insist i owe them monies. What do i do
Brian's answer
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Answered on July 19, 2013
Your problem, here, is that student loans are not dischargeable; and if you owed the demanding creditor when your case was filed and they did not...
Archived
Would 11 U.S.C. §329(a) include an atty defending a slip & fall that occurred at an asset? Diff atty from BK atty. Thank you.
Brian's answer
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Answered on July 19, 2013
If the attorney will be representing you in connection with your BK case, then - yes.
Archived
If I file BK now, how will that affect me if I need to sign up for a loan for my children going to college in 6 years?
Brian's answer
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Answered on July 19, 2013
A BK now should not affect your ability to cosign for student loans in 6 yrs or to purchase vehicles in 2 yrs. If both of your credit scores are...
Archived
I got a delinquency report 2x from my student loan which was not my fault.
Brian's answer
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Answered on July 19, 2013
You need to interact with the people who issued the delinquency. You can dispute the entries with the credit reporting agencies; but if the...
Can i rent my property after i have filed for chapter 13 ?
Brian's answer
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Answered on July 19, 2013
I don't completely understand your question. Do you own the place where you are currently living? Are you going to buy or rent a bigger place? ...
Archived
If you have a house and an apartment can you loose them if you file a bankruptcy
Brian's answer
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Answered on July 18, 2013
Yes, you can ... if you file Ch7 and are unable to exempt your equity in them. Don't forget, you have to keep up the regular payments on your...
In a no asset Chapter 7, if a creditor or collection agency is on the creditors matrix but not on a schedule is it discharged?
Brian's answer
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Answered on July 18, 2013
You'll be fine ... all debts will be discharged.
Archived
My fathers owns a hour and an apartment, if he files for bankruptcy will he loose his two properties.
Brian's answer
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Answered on July 18, 2013
Yes, he can ... if his equity in the properties can be exempted. Obviously he will have to keep up the payments on the mortgages as well.
Archived
I am planning on starting Chapter 13 (Alabama) next week. I know my vehicle is currently up for repossession.
Brian's answer
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Answered on July 18, 2013
I'm not sure about other jurisdictions ... but in my District, if a vehicle is repo'd and you file a Ch13 shortly thereafter, before it's been...
Archived
Can i file a motion to order the chapter 13 trustee pay my secured creditor adequate protection payments?
Brian's answer
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Answered on July 18, 2013
I agree with my colleagues.
Don't forget, if the Trustee is not making AP pmts prior to confirmation (which they do automatically in my District)...
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