Archived
Collection company is suing me for a credit card I don't remember having, My identity was stolen twice in the last 10 years .
Albert's answer
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Answered on May 05, 2014
You should send a copy of your ID theft documents to the other side, as it may help you avoid trial. Also, if the ID theft documents are...
Archived
What happens if creditor puts inaccurate information on the complaint they file, when they sue?
Albert's answer
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Answered on April 30, 2014
Depending on the terms of the student loan and when your grandfather filed bankruptcy, the date in the complaint might not be a typo. If the date...
Archived
I am being sued by a collections agency for medical bills. Can I ask them to give me proof that they own my debt?
Albert's answer
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Answered on April 30, 2014
You should consider contacting an attorney to assist you with this matter. Regardless of whether you get an attorney, you need to file a response...
Archived
What can I do if a phone company wrongfully charges me, sends account to collections and won't give me my records?
Albert's answer
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Answered on April 30, 2014
Save all documents you can find regarding the service contract and purchase / return of the phones (the phone company should be able to send you...
Archived
An attorney for a debt collector is threatening to garnish my husbands wages if we don't pay in full. It's not his debt.
Albert's answer
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Answered on April 23, 2014
You should contact an attorney to discuss the matter in greater detail. You might have a claim against the collector for violations of the Fair...
Archived
I was negotiating to get caught up with my student loan and did everything they asked and they turned it over to collections
Albert's answer
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Answered on April 23, 2014
Whether wage garnishment is available without a court order depends largely on whether the student loans are private or federal. If the loans are...
Archived
I received a,sommons because I am,being sued by wells fargo..for $3000. What do I do next?
Albert's answer
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Answered on April 23, 2014
You need to file a response to the complaint within the time stated in the summons. If you do not respond, the creditor can seek a default which...
Archived
Can a student loan debt collector inform your boss about your financial situation (being in default)?
Albert's answer
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Answered on April 23, 2014
The conduct you are describing sounds like it violates the Fair Debt Collection Practices Act and the Rosenthal Act (California's version of the...
Archived
I received an email from my dentist that if I don't pay my monthly bill, they Will sent me to court
Is that legal?
Albert's answer
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Answered on April 17, 2014
They can sue you for unpaid bills, and they are not required to send the account to a collection agency. However, the dentist cannot make idle...
Archived
I need help settling a debt for 6,000. I had a default judgment and my wages are being garnished. i livei n sacramento.
Albert's answer
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Answered on April 17, 2014
You can try to settle the debt, but it will be very difficult unless you can make a lump sum payment. The creditor is currently collecting through...