I'm being sued by Midlands for the credit card debt of $5578 from HSBC bank.How can I resolve this best way? Can I still settle?

You need to file a response to the complaint within the deadline stated in the summons. Do not get lulled into a false sense of security if you...

Is there a time limit for a creditor to collect on a default judgement against me?

Be sure to keep a record of all calls from the debt collector(s) (date / time / number called / number called from / who you spoke with / what was...

The conduct you describe violates both the Fair Debt Collection Practices Act and the Rosenthal Act (California's version of the FDCPA). These...

Is our chances slim to none if a debt collector used tactics like jail and body attachment to receive funds for a payday loan?

Contact an attorney who is knowledgeable about the Fair Debt Collection Practices Act and the Rosenthal Act (California's version of the FDCPA). ...

Will debt collectors ever stop calling or leave voicemails syaing they are looking for the defendant and such.

Save any messages and correspondence, and take notes regarding any conversation you have with them. The Fair Debt Collection Practices Act and the...

CA State Court - Cash loan debt $4000 assignee, not original creditor. Question re: settlement of case.

You should consider getting an attorney to assist you. If discovery is not yet closed, you can serve the plaintiff with a request for production...

Received a debt collection lawsuit...how can I settle the amount owed?

You do not need to present yourself to the court before discussing settlement with the collection agency's attorney (their contact info should be...

Debt collection lawsuit...should I try to settle the amount owed?

Be sure to respond to the lawsuit in a timely manner, as failing to do so will allow the agency to seek a default judgment against you. You can try...

Collection agency, I think, left 3 voice mail messages in 3 days threatening to serve me with legal documents.

Keep a copy of the voice mail as well as a copy of any correspondence you receive from them. There are a variety of consumer protection statutes...

A lawsuit has been filed against me for hospital bills. I have not yet been served. I am trying to negotiate without any luck.

Be sure to respond to the lawsuit in a timely manner, as failing to do so will allow the agency to seek a default judgment against you. You can...