Did BoAf break the FCRA by reporting charge off to credit bureau 5 months after the bankruptcy?

It appears as though B of A was not diligent here. I would just contact them via a written letter and ask them to make the applicable correction...

Received a notice of breach from my lender even thou i have discharged ch 7 bk. Is this the same as a Notice of Default?

I am assuming you surrendered the property back to the lender in the Chapter 7 proceeding. If that is the case and you have received a notice of...

Bankruptcy Filing Fee Waiver Question & Other Bankruptcy Questions.

Filing for a fee waiver is not so difficult. However, you do have to disclose your monthly income and list your assets on the Fee Waiver Form...

You have agreed to have a judgment entered against you. The creditor will stay enforcement of the judgment against you through the court system if...

Should I pay a collection agency for a 2005 debt?

It sounds as though the statute of limitations of 4 years has expired. However, the 4 year period does not start until they declare you in default...

Bussiness line of credit in collections.... Help.

You have a very stubborn creditor on your hands. Most are willing to negotiate, but occasionally there are those that just will not budge. That...

Can my retirement check be affected by a personal judgement?

Generally, distributions from retirement plans that go into your bank account can be levied by a creditor that obtains a judgment against...

Unpaid cash wages in the amount of $14000 from a restaurant owner who promised to pay the full amount when he sold the place.He

Your options would be: 1. File complaint for wages with the Labor Comm. Office. They can help you resolve the dispute and possibly...

What if there is Forgiveness of Debt Income (from foreclosure) a year after the home owner died?

You won't receive a 1099 until Jan. 2013 for a foreclosure in 2012. You would include the income on the deceased's tax return, but it is possible...

Can I file a 2011 1041 now or do I need to wait until the end of the year?

It would just be easier to wait until the forms come out and file. You should go ahead and pay any taxes that have been incurred (if there were)...