Archived
My Ch 13 case was dismissed by court and 18 mo payments returned. Unsecured debt already charged off. Do I still have to repay?
Maureen's answer
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Answered on January 08, 2013
Your case was dismissed. That means that the bankruptcy has not changed any of your obligations to your creditors.
When a creditor charges...
Archived
Can I file bankruptcy and include the IRS and CA State Tax Franchise Board?
Maureen's answer
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Answered on November 30, 2012
Tax debt and its treatment in bankruptcy is a complicated subject. Bankruptcy may provide you with some type of solution. You need to contact an...
Archived
Can I change my LLC to be only my daughter's so that I can file personal bankruptcy and not have to list it as an asset
?
Maureen's answer
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Answered on November 19, 2012
Don't do that. It is called a fraudulent transfer and can be undone by the bankruptcy court.
California has generous exemption laws that...
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Archived
What are the qualifications in order to file a bankruptcy ?
Maureen's answer
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Answered on September 18, 2012
You have at least two options, depending on the extent of the rest of your debt.
You could try and negotiate with the collector on your 2nd...
Archived
Schedule F. Do I need to list all accounts on my credit report, or only the debts I want discharged?
Maureen's answer
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Answered on August 31, 2012
You must list all creditors you owe money to on the day of your filing. You do not get to choose whether you list a particular debt.
Most...
Archived
Can my son's medical debts be discharged in my bankruptcy (California) if I am the subscriber?
Maureen's answer
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Answered on August 22, 2012
You will be able to discharge the medical bills which are in your name. If there is any doubt as to whether a particular bill is in your name, you...
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Archived
If I file chapter 7 for all credit card debts, my family members in the same house affect bad credit scores?
Maureen's answer
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Answered on August 17, 2012
Your family members' scores should not be affected by your filing bankruptcy.
If one of your family members is a co-signer on one of your...
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Archived
Do I still list a student loan in Schedule F?
Maureen's answer
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Answered on July 26, 2012
You should list the student loan debt on Schedule F.
Make sure you list an accurate address for the creditor. Many student loan creditors give...
Archived
Ca. / I have a meeting with creditors 10/14/10, can I rescheduled it.
Maureen's answer
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Answered on October 13, 2010
You MUST attend the hearing that is scheduled for the 14th. If you don't go, the Trustee will ask the Court to dismiss your case.
Almost all...
Archived
Bankrupcy
Maureen's answer
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Answered on August 05, 2010
You will have to pay the income taxes. The penalty for breaking the lease may be discharged in a bankruptcy. Child support is not dischargeable. ...
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